HELB Portal Online Loan Application Guide

The HELB Portal Online Loan Application Guide is meant to assist you to apply for the right loan without any mistakes like the one described in this post. A mistake in HELB loan application can cause a trauma to the student applying for the loan.

The Higher Education Loans Board, HELB, is the leading financier of higher education in Kenya. It is a State Corporation that was established by an Act of Parliament (Cap 213A) in 1995.

The mandate of the Board is to disburse loans, bursaries, and scholarships to students pursuing higher education in the recognized institution. HELB provides affordable loans bursaries and scholarship to Kenyans pursuing higher education.

HELB Portal Online Loan Application Guide

 Procedure –  Creating a Login Account

  •  Use a modern web browser preferably the latest version of Mozilla Firefox. Visit HELB our website and  Click on “Apply for a Loan” tab.
  • Click “ Register” to register your credentials ( First Name, Middle Name, Last Name, ID Number, Valid Email Address, Password ) and Click “Sign Up)
  • An Activation Links is immediately sent to your personal email address.
  • Login to your personal email address to access the HELB Portal activation link & click on it.
  • Login to the HELB Portal from the activation link
  • Update Personal and Residence Details and Click “Save”
  • Choose Appropriate Loan Product to Apply

HELB Loan Products – Non-Salaried Applicants

  1. Undergraduate First Time Applicants.
  2. Undergrad Second and Subsequent.
  3. Undergrad Loan Review/Appeals.
  4. Constituency Loan Application Forms – Embu.
  5. Constituency Loan Application Forms – Tinderet
  6. Constituency Loan Application Forms – Naivasha.
  7. Constituency Loan Application Forms – Igembe
  8. Constituency Loan Application Forms – Karachuonyo
  9. Constituency Loan Application Forms – Awendo.
  10. TVET for Tertiary Institutions.
  11. TVET for Tertiary Institutions Second and Subsequent.
  12. Afya Elimu Fund (AEF) Subsequent Loan Application.
  13. First Time and Subsequent Afya Elimu Fund Preservice
  14. Visa Oshwal Scholarship

HELB Loan Products: Salaried Applicants

  • Postgraduate Scholarship
  • Alternative Loans for Undergrad, Salaried Applicants
  • Training Revolving Fund (TRF) for Civil Servants
  • KRA Staff Loan Application Form
  • Alternative Loans for Postgrad, Salaried Applicants

HELB Portal Online Loan Application Guide


Online services available on the Portal, Loan Status, Loan Repayment History, Loan Statement.
  1. ALL USERS are required to create new accounts on the new website (Launched on 4th February 2014)
  2. Ensure your email address is accessible and you are able to login to your mailbox. (All HELB communications are sent to your personal email address)
  3. Ensure your National ID Number is correct before sign up.
  4. Once you complete the process of registration (creating the account), all available loan products shall be displayed.
  5. Please choose the specific loan product you wish to apply for.
  6. If you do not rightly indicate your county and constituency of origin, then you will not be able to view the specific loan for your county or constituency in the list of loan products that you can choose from to apply.
  7. If you do not rightly indicate your employment status (employed/unemployed) you will not be able to view loan products specific to either group.
  8. To correct your details of county/constituency /employment status, kindly click to apply on the undergraduate application, go to personal details, correct your county/constituency/employment status and save.
  9. Go back to apply for the loan and the application form for your county or constituency will be displayed, click apply and proceed.

What next to completing the online application process? Click here for more details

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