Good news for all Equitel line users and customers

Equity bank in partnership with Equitel, Britam insurance, and inclusivity solutions have come up with a product that may interest you as an Equitel user. The Riziki cover is a personal insurance cover that Equitel subscribers can now access without paying a dime. This cover will ease the financial burden resulting from the daily income lost from one’s employment or personal business due to cases of hospitalization.


The Riziki personal cover works as follows. If you are an Equitel subscriber and you use over 100/= worth of airtime and transact more than 1000/= via your equitel line per month, you automatically qualify for this service. As an Equitel subscriber, you can as well subscribe for this service by dialing *745# for activation.

Benefits of Riziki Personal cover

If a registered subscriber is admitted in hospital for a period of three consecutive nights or more, they will receive a fixed payout for every night spent in hospital. The Compensation is as follows: Ksh. 400 per night will be given to a registered Equitel subscriber who uses airtime above Ksh. 100 or makes mobile banking transactions above Ksh. 1,000. While Ksh. 800 per night will be given to a subscriber who uses airtime above Ksh. 100 and makes mobile banking transactions above Ksh. 1,000.

Whats more, the Equitel subscribers can also upgrade to the premium package called Riziki Plus where the subscriber is expected to pay monthly premiums between Ksh 140 and Ksh 620 for the personal and family cover respectively.

For these premium products, Equitel users with the Riziki Plus Personal Cover will receive a cash payout of Kshs 2,500 per night for hospitalization of three consecutive nights.

Those with the Riziki Plus Family Cover will receive a cash payout of Kshs 2,500 per night in case any of his/her dependents (a registered spouse and children who are under 18 years) are hospitalized for three nights and above.

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