List of Updated NHIF Rates 2020

See the fully updated list of NHIF rates for 2020 in the post below. As you all know, NHIF Kenya is a State-owned Parastatal established in 1966 as a department under the Ministry of Health.

It was later transformed into a state of a corporation to improve its effectiveness and efficiency.

Its primary mandate is to provide accessible and affordable medical insurance cover to all its members and their declared dependents, i.e. spouse and children.

Well, if you are not already on NHIF, Check out how to register for NHIF

How to Calculate NHIF Rates

The NHIF rates and benefits calculation is based on gross income. With the introduction of new rates, the lowest contribution shall be Ksh 150 per month on monthly income up to Ksh 5,999.

While the highest contribution shall be Ksh 1,700 on a monthly income over Ksh 100,000 as shown in the table below.

NHIF Kenya also Provides Ambulance Evacuation Services to all members for the same rates.

The ambulances services will be available to members who need emergency medical treatment from their homes or in road accidents.

Read also: How to pay NHIF via M-Pesa

You don’t need to get on a Bicycle, boda-boda or taxi to rush to the hospital in time of an emergency. Call the Red Cross toll-free Helpline – 1199 – at any time of day or night to get this service.

NHIF Rates for self-employed

Self-employed or workers in the informal sector are required by law to contribute a monthly Ksh 500 effective 1st June 2015.

Outpatient cover services included in these new NHIF rates are:

  • Health and wellness education
  • Post-natal and ante-natal health care
  • General consultation with general medical practitioners
  • Clinical counselling services
  • Drugs and medicines
  • Treatment of Sexually Transmitted Diseases.
  • Family planning
  • Prescribed Laboratory Tests and Lab investigations
  • Treatment, dressing and diagnostic testing
  • Prescribed ultrasound diagnosis and X-ray

Must Read: Check NHIF Balance

Table of New NHIF Rates

These are the premium New NHIF rates and benefits as of today.

Here is the full list updated list of NHIF rates for 2020

Salary Bracket in Ksh Monthly Contribution In Ksh
0 – 5,999 150
6,000 – 7,999 300
8,000 – 11,999 400
12,000 – 14,999 500
15,000 – 19,999 600
20,000 – 24,999 750
25,000 – 29,999 850
30,000 – 34,999 900
35,000 – 39,000 950
40,000 – 44,999 1,000
45,000 – 49,000 1,100
50,000 – 59,999 1,200
60,000 – 69,999 1,300
70,000 – 79,999 1,400
80,000 – 89,999 1,500
90,000 – 99,999 1,600
100,000 and Above 1,700
Self Employed (Special Type) 500


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Raf'ael is an influencer on matters Kenya and digital. Living in Nairobi Kenya, he likes coffee when it is cold.

23 thoughts on “List of Updated NHIF Rates 2020”

  1. I tried to check my NHIF contribution via SMS twice today and a message came back without the full date and amount contributed. How can I know my contribution?

  2. I just check when the card via SMS and it said invalid,I know I have not paid for 2months but is that the feedback am supposed to get??

  3. I sent my monthly contribution to a wrong account number and up to date i haven’t got neither the refund nor the message.kindly help.

  4. Hey thanks for sharing this post. The information is very helpful. I just have one question. For self-employed, can I opt to pay the maximum contribution of 1,700 KES instead of 500 KES? If yes, does making a higher contribution guarantee the beneficiary more coverage? Kindly advise.

    • the Kshs. 1,700/= is for those employed. to get coverage comprehensively you need to visit nearest nhif branch for more clarification

  5. i went for my nhif card but i was told with huduma namba i cannot have my card. does this means i can use my nhif number only without a card in hospitals

    • NHIF does not have the registration fee,for self employed they sometimes ask you to make a 3 month contribution but to the employed the employer will remit

  6. Due to the pandamic it has been too hard to meet the monthly payment as per date 9,what are the current impact on the same


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