As you all know, NHIF Kenya is a State-owned Parastatal established in 1966 as a department under the Ministry of Health. It was later transformed into a state of a corporation to improve its effectiveness and efficiency. See the fully updated list of NHIF rates for 2019 in the post below.
Its primary mandate is to provide accessible and affordable medical insurance cover to all its members and their declared dependents, i.e. spouse and children.
Well, if you are not already on NHIF, Check out how to register for NHIF
How to calculate NHIF Rates
The NHIF rates and benefits calculation is based on gross income. With the introduction of new rates, the lowest contribution shall be Ksh 150 per month on monthly income up to Ksh 5,999. While the highest contribution shall be Ksh 1,700 on a monthly income over Ksh 100,000 as shown in the table below.
NHIF Kenya also Provides Ambulance Evacuation Services to all members for the same rates. The ambulances services will be available to members who need emergency medical treatment from their homes or in road accidents.
Read also: How to pay NHIF via M-Pesa
You don’t need to get on a Bicycle, boda-boda or taxi to rush to the hospital in time of an emergency. Call the Red Cross toll-free Helpline – 1199 – at any time of day or night to get this service.
NHIF Rates for self-employed
Self-employed or workers in the informal sector are required by law to contribute a monthly Ksh 500 effective 1st June 2015. Outpatient cover services included in these new NHIF rates are:
- Health and wellness education
- Post-natal and ante-natal health care
- General consultation with general medical practitioners
- Clinical counselling services
- Drugs and medicines
- Treatment of Sexually Transmitted Diseases.
- Family planning
- Prescribed Laboratory Tests and Lab investigations
- Treatment, dressing and diagnostic testing
- Prescribed ultrasound diagnosis and X-ray
Must Read: Check NHIF Balance
Table of NHIF Rates
These are the premium New NHIF rates and benefits as of today. For a list of NHIF Kenya accredited hospital click here
Here is the full list updated list of NHIF rates for 2019
|Salary Bracket in Ksh||Monthly Contribution In Ksh|
|0 – 5,999||150|
|6,000 – 7,999||300|
|8,000 – 11,999||400|
|12,000 – 14,999||500|
|15,000 – 19,999||600|
|20,000 – 24,999||750|
|25,000 – 29,999||850|
|30,000 – 34,999||900|
|35,000 – 39,000||950|
|40,000 – 44,999||1,000|
|45,000 – 49,000||1,100|
|50,000 – 59,999||1,200|
|60,000 – 69,999||1,300|
|70,000 – 79,999||1,400|
|80,000 – 89,999||1,500|
|90,000 – 99,999||1,600|
|100,000 and Above||1,700|
|Self Employed (Special Type)||500|