No one ever dreams of getting sick or of getting a family member or a friend sick. However, it is very important to take steps to mitigate medical costs in case sickness knocks on your door. One needs to know therefore about the top medical insurance companies in Kenya.
In order to help mitigate these medical costs to be incurred in case of a medical emergency, insurance is needed. Therefore, it is important to have a discussion of the best medical insurance companies in Kenya.
Best Medical insurance companies in Kenya
Today, we are going to look at the best medical insurance companies in Kenya.
1. First Assurance Company Limited
This company is among the best medical insurance companies in Kenya. First Assurance Company Ltd, came into existence after the exit of Prudential Assurance Ltd. The company’s mantra is ‘insure, secure and assure’.
To show how efficient this company is in 2018, it was recognized by the 27th International Europe Award for Quality. Under its medical insurance cover, it offers a wide variety of products with different cost values. These medical cover values are between Kes.200,000 to Kes. 2500,000.
Location: Clyde Gardens First Assurance House, Gitanga Road, Lavington
Address: P O Box 30064-00100 – Nairobi, Kenya
Tel: 254 – 20- 2900000 | 3877737 Wireless: 020-2692250
2. GA Insurance Ltd
GA insurance offers its services in both Kenya and Tanzania. This company has been in the Kenyan market for over 50 years. Additionally, apart from offering medical insurance covers, the company also underwrites other classes of risk. Some of the products offered under its medical insurance cover include:
- Surgicare – shoulders the financial burden of surgical expenses related to heart, cancer, vascular, orthopaedic among others up to Kes. 20M.
- GA assist – Covers medical evacuation emergencies
Location: GA Insurance House Ralph Bunche Road
Address: P.O.Box 42166 – 00100 Nairobi 4th Fl.
AAR Insurance Africa
AAR insurance Africa has a presence in three East African countries these are Kenya, Uganda, and Tanzania. For peace of mind, the company has products under the family and individual medical cover. It’s worth to note that this insurance company is primarily for health insurance.
Further to this, it has its own health centres or hospitals which its subscribers could opt to visit for treatment. Therefore making it one of the best medical insurance companies in Kenya. Some of the products offered under this cover include:
- Individual and Family medical plans
- Business Enterprise medical plan
- Doctor’s indemnity cover
Location: Real Tower, Upperhill, Nairobi, Kenya
Phone: +254 703 063000, +254 730 633000 +254 20 2895000
Heritage Insurance Company
Heritage insurance provides short term insurance covers. It is through its unique client offerings and outstanding claims settlement that it has gunned customer confidence over the years.
Under its medical insurance cover, it offers various products such as Heritage flexi, blue cover, blue core, blue lite, blue classic. These product offerings have different specifications to meet diverse customer needs.
Location: CFC House, Mamlaka Road
Tel: +254 20 2783000 / 2726439 / 2726440
Mobile: 0711 039 000/ 0734 101 000
E-mail: [email protected]
Allianz Insurance Company Ltd
Allianz Kenya is part of the Allianz Group, a worldwide leader in insurance and Asset Management. The company has presence in more than 70 countries worldwide making it one of the best medical insurance companies in Kenya. Due to its extensive global footprints, Allianz Kenya has unrivaled Knowledge and expertise in underwriting all classes of risk.
The other unique thing about its cover is that its medical cover can be bought online from their website. Its medical cover is very diversified as it has the following services:
- Inpatient and outpatient cover
- Maternity costs
- Dental cover
- Optical treatment
- Emergency assistance
APA insurance is a merger of Apollo Insurance company and Pan Africa General Insurance. This company is one of a kind as it targets both long term and short term insurance. Under its medical insurance cover, it has three main products:
- Health corporate – for companies with more than 10 people
- Femina – Covers women needs
- Jamii plus and Afya Nafuu – For families and individuals
Location: Apollo Centre, Westlands
Mobile:0709 912 777
Tel: O20 286 2000
British-American Insurance Company (Britam) is part of the British-American Investments Company Limited. The company is listed at the Nairobi Securities Exchange (NSE).
This company is the leading provider of the best medical insurance covers in Kenya today. The company has a variety of products under its medical insurance cover all over Kenya.
Location: Head Office Britam Centre Mara/Ragati Road Junction, Upperhill
Address: P.O. Box 30375-00100, Nairobi
Tel: (020) 2833000
Mobile: +254 703 094 000
CIC Group offers flexible and innovative insurance products to Kenyans for over three decades now. Just like Britam, the CIC Group has been listed at the Nairobi Stock Exchange Market reporting a 62% annual growth.
Away from offering health insurance covers, the company has a wide range of other products. Such products include; general insurance, life assurance, asset management, and CIC pension.
Additionally, Under the health insurance cover, the company has three major subdivisions:
- CIC medisure corporate
- The CIC medisure family
- CIC Medipak insurance
Location: CIC Plaza, Mara Road, Upperhill Nairobi, Kenya
Mobile: (+254) 703 099 120
Kenindia Assurance Company Limited
Kenindia Insurance is as a result of a merger of various Indian insurance companies in 1978. Under Kenindia Medical cover, there are three major products. such are explained as below:
- Health save plan
- Corporate health plan
- Individual/Family plan
Kenyan Alliance Insurance Company Ltd
The Kenya Alliance Insurance Company has been present in the Kenyan market for more than one century but was incorporated in its current identity in 1980. Kenyan Alliance Insurance has evolved into one of the most financially sound composite insurance companies in Kenya.
Moreover, the company has regional presence in Mombasa, Nakuru, Kisumu, Karatina, Meru, Thika, Machakos, Kitui, Westlands, Kitengela, Industrial Area and Kakamega.
The health insurance cover for Kenyan Alliance insurance has three major plans: a corporate health plan, SME plan as well as family package plan.
This is a Kenyan insurance company that has been in operation since 1988. Madison Insurance Company provides general, life and health insurance covers to its clients. It is privately owned as a limited company.
Its Medical cover is known as alpha health and its subdivided into individual, family, and budget plan. Madison insurance has a specific medical cover for private school support staff known as KPSA.
Jubilee Insurance is one of the leading insurance companies in Kenya offering Medical insurance in Kenya. The company has a presence in Kenya, Uganda, Tanzania, and Rwanda. The health insurance coverage offered by Jubilee covers people regionally. Other benefits include access to Jubilee mobile phone app, and other add on services to its members.
As of today, Jubilee has the best medical insurance cover.