See the fully updated list of NHIF rates for 2020 in the post below. As you all know, NHIF Kenya is a State-owned Parastatal established in 1966 as a department under the Ministry of Health.
It was later transformed into a state of a corporation to improve its effectiveness and efficiency.
Its primary mandate is to provide accessible and affordable medical insurance cover to all its members and their declared dependents, i.e. spouse and children.
Well, if you are not already on NHIF, Check out how to register for NHIF
How to Calculate NHIF Rates
The NHIF rates and benefits calculation is based on gross income. With the introduction of new rates, the lowest contribution shall be Ksh 150 per month on monthly income up to Ksh 5,999.
While the highest contribution shall be Ksh 1,700 on a monthly income over Ksh 100,000 as shown in the table below.
NHIF Kenya also Provides Ambulance Evacuation Services to all members for the same rates.
The ambulances services will be available to members who need emergency medical treatment from their homes or in road accidents.
Read also: How to pay NHIF via M-Pesa
You don’t need to get on a Bicycle, boda-boda or taxi to rush to the hospital in time of an emergency. Call the Red Cross toll-free Helpline – 1199 – at any time of day or night to get this service.
NHIF Rates for self-employed
Self-employed or workers in the informal sector are required by law to contribute a monthly Ksh 500 effective 1st June 2015.
Outpatient cover services included in these new NHIF rates are:
- Health and wellness education
- Post-natal and ante-natal health care
- General consultation with general medical practitioners
- Clinical counselling services
- Drugs and medicines
- Treatment of Sexually Transmitted Diseases.
- Family planning
- Prescribed Laboratory Tests and Lab investigations
- Treatment, dressing and diagnostic testing
- Prescribed ultrasound diagnosis and X-ray
Must Read: Check NHIF Balance
Table of New NHIF Rates
These are the premium New NHIF rates and benefits as of today.
Here is the full list updated list of NHIF rates for 2020
| Salary Bracket in Ksh | Monthly Contribution In Ksh |
| 0 – 5,999 | 150 |
| 6,000 – 7,999 | 300 |
| 8,000 – 11,999 | 400 |
| 12,000 – 14,999 | 500 |
| 15,000 – 19,999 | 600 |
| 20,000 – 24,999 | 750 |
| 25,000 – 29,999 | 850 |
| 30,000 – 34,999 | 900 |
| 35,000 – 39,000 | 950 |
| 40,000 – 44,999 | 1,000 |
| 45,000 – 49,000 | 1,100 |
| 50,000 – 59,999 | 1,200 |
| 60,000 – 69,999 | 1,300 |
| 70,000 – 79,999 | 1,400 |
| 80,000 – 89,999 | 1,500 |
| 90,000 – 99,999 | 1,600 |
| 100,000 and Above | 1,700 |
| Self Employed (Special Type) | 500 |
i had paid for 3 months last year and i want to resume paying what do i do?
Email them on info@nhif.or.ke
i tried to pay yesterday and it could not go through
How much is the actual registration fee cause I can only see monthly contribution
I tried to check my NHIF contribution via SMS twice today and a message came back without the full date and amount contributed. How can I know my contribution?
Email them on info@nhif.or.ke
Self employed,how much is the maximum that I Can contribute monthly.
Sh 500 per month flat rate
Can I use the same to circumcise my kids ?
Why account is not active and is paid to date
Anyone here works in nhif needs your help
I just check when the card via SMS and it said invalid,I know I have not paid for 2months but is that the feedback am supposed to get??
I sent my monthly contribution to a wrong account number and up to date i haven’t got neither the refund nor the message.kindly help.
How can i get my card
I was in a certain hospital and discovered that my nhif doesn’t cover some medicine…..how is that
Hey thanks for sharing this post. The information is very helpful. I just have one question. For self-employed, can I opt to pay the maximum contribution of 1,700 KES instead of 500 KES? If yes, does making a higher contribution guarantee the beneficiary more coverage? Kindly advise.
the Kshs. 1,700/= is for those employed. to get coverage comprehensively you need to visit nearest nhif branch for more clarification
i went for my nhif card but i was told with huduma namba i cannot have my card. does this means i can use my nhif number only without a card in hospitals
what is the initial registration fee?
NHIF does not have the registration fee,for self employed they sometimes ask you to make a 3 month contribution but to the employed the employer will remit
How much is nhif super cover ,
I am self employed but I need this cover
Due to the pandamic it has been too hard to meet the monthly payment as per date 9,what are the current impact on the same
How do I get to know my total arrears ksh.